To help clients with their Income Tax Filing, Tax Planning and their Financial Planning goals at reasonable rates.

Why use a Paid Preparer?

1. Tax training and education.

2. Reputation in community.

3. Up to date software.

4. Solid guarantee to backup their work.

5. E-filing capability faster, more accurate.

6. Convenient cost.

7. Guaranteed work.

What is an Enrolled Agent?

An Enrolled Agent (EA) is a federally-authorized tax practitioner who has technical expertise in the field of taxation and who is empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals.

What does the term “Enrolled Agent” mean?

“Enrolled” means to be licensed to practice by the federal government, and “Agent” means authorized to appear in the place of the taxpayer at the IRS.  Only Enrolled Agents, attorneys, and CPAs may represent taxpayers before the IRS.  The Enrolled Agent profession dates back to 1884 when, after questionable claims had been presented for Civil War losses, Congress acted to regulate persons who represented citizens in their dealings with the U.S. Treasury Department.

Also, when clients have small children, the best way to help with their children's College Education is to start saving early.

If your child is young and if you can save $100 per month, then at 8% interest for 18 years you will be able to save about $48,000 approximately. This is just for starters. Once you are comfortable with the savings, then it is better to save aggressively to achieve your goals. See college funding at the bottom chart.

College Funding

Retirement Planning

If you are at least 55 years old when you left your job you can withdraw any amount of money you want from your 401(k) without a penalty, though of course you will be stuck with the income tax.
Instead of cashing out, roll over the money into an IRA, where you can choose whatever investments you want.

When Investing in CDs

CD s- you are locked int that rate for eg 5 years. One option should be "laddering" . Put one third into bonds, that matures in one to five years, another one third that matures in 3 to 5 years and the rest in one year.
Make sure your CD is FDIC insured. Indymac Bank went out of business in early 2008 July.